What is the BPRE Home Loan Package?
You can benefit from ongoing annual and monthly fee waivers with interest rate discounts
The BPRE Home Loan Package gives you the opportunity of saving you thousands of dollars in loan fees and interest payment over time. Discounts are linked to the loan amount you borrow. The Annual management package fee is waived with no ongoing monthly fees. Future loan increase fees are also waived. You can virtually benefit from free fee Banking.
Reducing the interest paid and money saved from waived fees will help you pay off your mortgage sooner. The benefits are real, offering full flexibility and portability to give you a strong foundation toward building your path to financial freedom.
Simply complete the form below for a free no obligation quote. Compare the features of our home loan package with other home loan packages in the market. The BPRE home loan package offers a full featured facility that can be customised to your circumstances. This is a specialised product and well suited for the complexities of supporting multiple property acquisitions strategies.
You can split your home loan into 10 sub-accounts with multiple products such as a Line of Credit, Fixed Rate Loan for security from interest rate rises, Variable Rate Loan with interest only or principle and interest repayment option with the ability to link a Deposit Offset Account to help you reduce the interest payable on your variable rate loan it even allows you to use it like a full transaction account with ATM card, cheque book, BPay, Internet banking, Phone Banking, with Salary Crediting and you have full access to your cash whenever you need it. The best of all it comes with no monthly fees or minimum monthly balances.
Who can benefit from the BPRE package?
Conditions apply. Standard banking and credit assessment policies apply. The BPRE home loan package is designed for members of Professional Industry Associations. Contact us for other qualifying criteria, terms and conditions.
What discounts apply?
Save money on interest and fees.
The BPRE Home Lon Package gives you the freedom to tailor your finances to suit your circumstances, so you can pay off your home loan sooner and enjoy the freedom of owning your home mortgage free and build your financial future.
What features apply?
The BPRE home loan offers many features including the following;
• Larger discounts off the standard variable rate
• Discount off the fixed rates
• Waiver of the annual package fee
• No monthly account keeping fee
• No ATM fees and no EFTPOS fees
• No future loan increase fee
• No valuation fee
• No Transactional account fees
• Offset account offered with full redraw facility
• Salary crediting
• Direct debit facility
• Flexibility of repayment options
• Interest only or principle and interest repayments
• Sub-accounts available for ease of managing of loan structuring investment purposes and taxation efficiencies
• Able to pay for interest in advance to maximize taxation benefits for end of financial year
These features are designed to also support the borrowing in personal, trust or company names and structures.
Note on loan structuring: lending structures need to be adequate from a taxation, legal and estate planning perspective. You should discuss all loan structures with your accountant, solicitor or financial planner or credit adviser for consideration.
Would you like further information?
Please complete the form below with your name, contact details and your enquiry and we will get back to you within the next 24 hours.